You are free to use this image in a cap/story if you wish. If you want to and don't have a story in mind, here is something to help get you started:

A woman wants to have the house all to herself so that her bf and her can do the deed. As such, she transforms her roommate into her panties. The roommate is annoyed as the woman wears her, especuakky as the two of them get ready to do the deed. The woman's bf is unaware that his gf is wearing her roommate.

The image(s) used don't belong to me and I will remove this post at the behest of the copyright owner(s). I claim no ownership of the image(s).