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Belle wanted to scream and cry.  She couldn’t deal with a car accident and the furious anger of a strange man on top of everything else.



“Get out of the car and talk to me!”  The obese man growled, crossing his arms over his chest.



Tears streamed from Belle’s face as she opened the car door with trembling hands and attempted to stand.  Her bloated ass and tits made exiting difficult, her nipples chafing against the steering wheel.  “Ahh!”  She moaned as her nipples spasmed and leaked milk into her shirt’s fabric.



Teeth clenched, Belle got out of the car, moving an arm over her chest to hide.  “I-- I’m sorry!”  She choked, looking at the man and then toward his car.  He said it was brand new, but from her point of view, it looked at least a decade old.  She knocked his light out, but it didn’t look awful; it couldn’t be more than a few hundred to fix.



The bearded man glowered at Belle, scanning her up and down with his eyes.  The look of immediate rage in his eyes subsided just slightly.  “Young Miss, what would you think the right thing to do in this situation?”  He asked in a low, stern voice.



Belle’s thoughts immediately flashed back to her father’s harsh words.  How many times had he scolded her with a similar tone?  Her pussy ached while secreting sweat and lubricant into her panties, which now fit like a thing.  She shifted from foot to foot, her brain racing in thousands of directions.  ‘I have fucking horns-- and a tail, too?  Fuck-- fuck, fuck…’



“Tell me.  What would be right to do when you get into a traffic accident and damage someone’s car?”  He demanded more loudly.



Belle trembled as she bit her lip and tried desperately to think.  “We-- we would exchange insurance information?”  Her eyes widened upon hearing those words.  What would her dad do when he found out?  She was on his insurance plan.



“That’s half of it.  What’s the other half?”



Belle stared like a deer in headlights, a confused expression on her face.



“Fine, I’ll clue ya in, then,” the red-faced man continued.  “We exchange information, and I call the police to file a report.  You committed a crime after all,” he said dangerously.



Belle felt nearly hysterical in an instant.  This was a complete nightmare; she was already rapidly changing amidst the worst week of her life, and now she would invoke the wrath of her father and law enforcement.  “N-- No!!”  She sobbed, shaking her head as snot dripped from her nose.  “Please…  There has to b-- be another way…  I can’t go to jail-- I-- I can’t have my father out.  This happened….”  She pleaded, staring into the man’s eyes with pure desperation.



He met her gaze and raised an eyebrow before loosely sliding his fingers through his beard hair.  “Hmmmm…”



Belle felt like she could lose her mind from anticipation at any moment.  She wiped the sweat from her brow, ignoring the itchiness from the hardened nubs atop her head.  ‘Just answer already.’



“You look like you’re having a rough day, eh?  The name’s Thomas, by the way.”



Belle observed Thomas, trying to figure out where he was taking the conversation.  “I’m B-- Belle,” she stammered in response, grabbing a tissue from her purse as she wiped snot and tears away from her face.  “Yeah, I’m definitely having an awful day, heh heh,” she said with a forced laugh.  Maybe there was a way out of this predicament; Thomas seemed calmed.



“I fancy myself a gentleman.  It doesn’t do my heart any good to see a young woman in such distress.  Ya know what you did was wrong, Dontcha?”  His eyes scanned Belle from top to bottom as he spoke.



Belle’s heart raced as a ray of light pierced through the darkness of her dire situation.  Would it be that easy, though?  “Y-- Yes!  I know it was awful and terrible for me to cause damage to your car.  I will be more careful from now on.”  By now, her clothes were thoroughly drenched in sweat, and it took her willpower not to pick at her bra and adjust herself in front of Thomas.



“Alright, let’s not bother our insurance providers or the police.  We can work this out ourselves like adults,” Thomas insisted, smacking his lips as he glanced at his phone’s screen.  “There’s an ATM right inside that Speedy Mart; let’s have a walk on over there,” he said curtly, pointing to the rundown building adjacent to their parking lot.



Belle’s heart partially sank.  She assumed she was getting off with a stern warning and everything would be okay.  Just as she was about to ask Thomas if he planned to extort her, she caught herself and clenched her fist.  If she did that, the situation would grow exponentially worse.  “Yes, okay,” she quietly responded.



The two entered the connected parking lot and walked a short distance to the Speedy Mart.  Belle’s body ached the whole journey.  She let out labored pants each time her foot hit the ground, her massive ass and tits weighing her down and threatening to throw her off balance.   Passerbys noticed Belle, casting quick looks at the excessively well-endowed woman.



A woman with double-D tits, platinum blond hair, and heavy makeup stepped out of the Speedy Mart with a sixty-four-ounce soda in one hand and a phone to her ear.  “Mmmmhmmm!  Yeeeeah, uh huh, TOTAL bitch!”  She broke into laughter.



Belle winced from the looks and followed Thomas past the obnoxious blond.  She didn’t want to draw any more attention than necessary, especially when her tail extended slightly further from her spine.



The blond paused in her tracks.  “Hold up, Bethany…  Man, I thought I might have had a little too much work done.  You should see the ass injections on this girl!”  She hollered, watching Belle from behind as she walked into the store.



Belle’s face turned bright crimson as other store goers curiously looked over.  “F-- Fuck off!!  Leave me alone!”



When he heard the commotion, a skinny man with thick glasses was hunched over by a rack of chips and deciding between cool ranch and nacho cheese Doritos.  He looked at Belle and let out a low whistle.



Belle cast a death glare at the man, getting ready to scream.



“Now, now!  The lady’s having a rough day.  Everyone has a rough day once in a while, huh?  There ain’t nothin’ to see here, so all of y’all go back to minin’ your own business,” Thomas demanded.



“Umm-- I’m just getting nacho cheese, sir,” the skinny man muttered before scurrying up front to pay for his chips.  It wasn’t worth getting into a confrontation.



Belle was almost thankful for Thomas’s intervention.  She took a deep breath and lumbered toward the ATM where he stood.  It was hard to focus on any specific stressor when her entire life was in unending chaos, so she decided to worry about how unreasonably large her assets had become after dealing with the whole car accident.



“Alright, Miss Belle.  How much do you think the damage you did was worth?  What’s a fair price for you?”  He asked in a low voice.  “Put your card and pin in, okay?  I don’t have all day, so we can talk while you do that.



Belle’s heart raced as she fumbled with her purse and got her debit card out.  It took a couple of tries to get her card in properly.  She proceeded to enter her pin number without a second thought.



Thomas watched her intently, smacking his lips as he shifted his weight from foot to foot and wheezed slightly.  “Hurry up now; it’s been a long and hot day.  I’d rather get home and relax,” he insisted.



A small voice in Belle’s head screamed at her, urging her to think critically.  She was in a vulnerable situation, but her mind clouded whenever she attempted to problem-solve.  With her hand shaking, she clicked on her checking account to withdraw money.  She stared at her checking balance of $377.72 and then turned toward Thomas.  “I-- I can pull out $200; I’m sure that’s enough for a light,” she meekly stated.  Why did she feel so scared?  She wanted to carry herself more confidently, but her inability to concentrate left her feeling weak and exposed.



“Did ya see what you did to my car, Miss?  It’s going to cost way more to get it fixed than that; don’t be trying to rip me off when I’m already doing you a courtesy by not calling the cops,” he responded in a dangerous tone, wheezing as his porcine figure struggled in the summer heat.



“But-- I…”  Belle began to reply.



“Pull out $350 for me.  Hurry up and then let’s head back to my car to discuss things further,” Thomas demanded.



A small part of Belle screamed and cursed, but she could only nod and withdraw the money as commanded.  ‘I don’t want to give him all of my fucking money.  Fuck.  Why is this happening?’ She lamented, taking deep breaths as she put her card away and grabbed the cash.



Before she could turn around, the money had been snatched from her hand.  “Come on, then.  Back to my car.”



Belle bit her lower lip and trembled, staring at the man as her vulva and nipples ached.  Her tail poked out from above her waistband and tented her baggy shirt, but it wasn’t terribly noticeable yet.  She obeyed, following the sweaty pig of a man.



The man working behind the front counter turned toward the two with a scowl.  He appeared in his twenties with deep tan skin and neatly trimmed dark hair.  “Ma’am, is this man giving you trouble?”  He cautiously asked.



“Trouble?” Thomas spat with a look of disgust.  “I’d ask you to mind your business.  This young woman rear-ended me and took out my light.  I was polite enough to not call the cops on her; she made it clear she doesn’t want daddy findin’ out.”



Belle froze and panicked.  What should she do?  What should she say?  The bones in her hips and chest cracked slightly, her insides feeling fuzzy.  A hot prickle washed over her lower abdomen, but she was too preoccupied to care.



“I’m talking to her, not you.  Are you okay, ma’am?” The sales clerk asked again.



“I-- I’m…”  Belle paused, combing her brain for the way forward.  Her dad couldn’t find out about this; her insurance couldn’t go up.  “I am fine…  He’s doing me a favor, okay?”  She insisted.



“See?  Mind your business,” Thomas grunted, gesturing for Belle to follow as the two left the Speedy Mart and returned to his car.  As they left, the employee sighed and scratched his head, deciding not to pursue the matter further.



Belle groaned with each step, trying her hardest not to have a mental breakdown.  Her mind had been so focused on the car accident she almost forgot that she had far more significant worries to concern herself with.  She felt her tail and horns throb and slowly grow.  As her bones creaked, she gradually became aware of how nightmarish and stark reality had become.  The fuzzy churning within her and the grinding of her bones could mean only one thing; her transformation was accelerating.  Her breath rate picked up as her lower abdomen throbbed and chafed against the front of her pants’ waistband.  A singular thought echoed in the back of her mind; it was almost too horrific to acknowledge.



It wouldn’t be long before a fat, swollen udder with four teats hung distended from her gut.



While Belle panicked, Thomas opened his back door and adjusted a tarp over the backseat.  “I’m feeling generous today.  Come over and do some house chores for me, and I’ll consider the rest of your tab forgiven.  I don’t want ya gettin’ your sweat everywhere, so sit on this.”  With that, he waddled to the driver-side and started the air conditioning.



‘I’m going to be a fucking cow.  No-- no, fuck-- fuck this.  This isn’t real,’ she thought as her whole body shook and secreted sweat.  Now wholly numb, she silently shuffled into the back seat, where there was enough room to stretch her feet.  Thomas had plummeted down Belle’s ranking of concerns to freak out over.  Regardless of how creepy this horrible man was, she was losing her humanity and getting condemned to life as a cow.



When they started to drive off, Belle snapped back to reality for a brief moment.  “Wait-- chores?  What are you going to make me do--oooh!”  She squealed, moaning as an orgasmic pulse shot through her sensitive clit.  This was immediately followed by her nipples pulsating and the itchy sensation below her navel intensifying.   Her mouth dried, and she instinctively smacked her lips.  She swore her tongue sat more uncomfortably in her mouth than usual; had it thickened?



“We’ll work it out when we’re there.  It’s only a few more minutes from here,” he insisted, watching her intently from the rear-view mirror.



“I don’t think-- ooooh…”  She groaned as the seams of her pants frayed slightly.  By this point, her arms, legs, and belly also started to bulk up, and her nose tingled with intense heat.  ‘I-- I need to be a good person…  I will be good and kind, and these changes will stop.’  What other choice did she have?  Thoughts of Bret, Sophia, her father, and her internet career flashed through her head.  She had to claw her way up from losing her human form and then had an insurmountable wall of personal problems to overcome.



“Just relax; you’ll be fine,” Thomas bluntly stated.



Belle’s mind was lost in a state of shock.  Before she realized it, they had pulled into Thomas’ garage, and she was told to get out of the car.  ‘If I help him-- will that be enough?  I-- I need to undo this…’ She tried to reassure herself as she followed him up the steps and into a dirty kitchen.



“This way.”  Thomas led Belle into his small living room and beckoned for her to sit on a small beige sofa with a few stains of varying colors.



“Ugh…”  Belle’s body wobbled as she sat.  By now, her abdomen was in great pain; her waistband had grown tight, and she was desperate to relieve the pressure.  “C-- Can-- I use…  Y-- Your bathroom?”  She grunted, wiping sweat from her brow.



Thomas scrunched his eyebrows and crossed his arms.  “You’re looking a little sick.  Don’t vomit on the carpet, please,” he sighed.  “Bathroom’s down that hall.  I’ll get you some water,” he said as he walked to the kitchen with labored pants.



Belle tried to stand but lost her footing and fell onto her ass.  The tight fabric couldn’t bear the strain and finally tore at the seams, eliciting a loud cry from Belle.  “Ahhhh!”  Her vulva pulsed with pure bliss as a mind-numbing orgasm washed over her.  The pressure from her burgeoning udder hit a breaking point, causing her pants’ button to pop off and fly across the room.











CHAPTER END


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