Just a bit on the darker side.

Mandy walked into the room, a strange mix of living room, study, and office, all done in an old style that didn't quite seem to fit the style of the otherwise much more modern building. She shrugged at it, realizing that decor was the absolute least of her concerns.

She had owed them a lot of money. Her business had been failing and they had loaned it out to her when no one else would. Of course, they also loaned it out at an interest rate that no respectable bank would have and now she had finally scrapped the money together to pay it bank.

She had converted it into their preferred method, an obscure cryptocurrency, and put the flash drive in her small briefcase and was now in front of the man who had given her the money.

She didn't know his name, and both of them preferred it that way. After asking if there were any viruses on the flash drive, he plugged it into a laptop he had taken out, checked the flash drive thoroughly, and only then did he put it onto his other laptop. He smiled as he closed the laptop.

"So I'm good?" She asked.

"Did you forget the late fees?" He asked calmly. "I know we discussed those before you took out a loan with us."

"I... how much am I short?"

"Oh, about two hundred thousand."

"Oh god." She said, her face going pale. He smiled at her, his expression, to her surprise, not angry or cruel.

"Tell me, do you have a way of paying that by the next payment time? I value an honest answer far more than a safe one."

"No." She nearly choked on the words.

"That is what I thought." He said lightly. "Luckily for you, I have a payment option for you already set up. Two years, no money, and I don't think you really have else in the way of options. Do you accept?"

"Do I have a choice?"

"Of course, but I doubt you'll find those choices more palatable."

She shook her head, angry at herself. Why didn't she just declare bankruptcy?

"Okay."

"Good." He said with a smile.

The next day, he had returned to his office, carrying her briefcase, it containing jump drive with nothing on it but some document files. He'd bury these deep in his laptop, he thought as he sat down, smoothing out his dress as he sat.

He had been true to his word. In two years she would get her old body back, her debt having been paid by that point, but until then she'd have to deal with his middle-aged male body. She probably wondered why he had done this, and he had no inclination to explain it to her or anyone else. He had his reasons. The point for him was that she had done what she asked. She had made an acceptable payment.